How To Get The Cheapest Teen Auto Insurance Rates In 11 Minutes 37 Seconds

Teen auto insurance isn't the most interesting subject to talk about over lunch, but a friend and I recently had a conversation (while drinking some beers, mind you) about how much easier teens have it these days. He went as far as using the word "spoiled", although I don't think it's that bad. Teens sometimes take for granted the incredible amount of choices available to them. And what really drove the conversation between my friend and I was that even though teens have so many options available at their disposal, they rarely use them. This is especially true of finding inexpensive auto insurance.

To get the best deal with just about anything, you have to look at as many "deals" as you can. This is true with buying a home, a car, or anything else for that matter. And this is especially true when it comes to car insurance policies. If you just choose the first auto insurance quote presented to you, there's a very good chance that you will be overpaying for your monthly premiums. Actually, I can almost guarantee that you are paying too much if you only looked at one insurance quote.

And with the internet, there should be no excuse for not taking the time to fully research your insurance options before committing to any one policy. In fact, there are websites that pretty much take all of the effort out of the "research" for you. Basically, you just visit the site and input your information once. They will then take your info, and transmit it to dozens of insurance companies at the same time. In a few minutes, you are presented with auto insurance quotes from a variety of companies.

My friend has a teenage daughter who just started driving. I asked how much her monthly insurance premiums cost and I choked on my beer when he told me the amount. Actually, it isn't surprising when you consider that most insurance companies give teen drivers some of the highest insurance rates. But not all of them.

So I asked my friend if we could do a little experiment on
teen auto insurance and the power of the internet. The websites that provide the multiple insurance quotes do it free of charge. So it would cost nothing to try our little "experiment" and see if we could find his daughter a better insurance rate. I started the "stop watch" feature on my wristwatch to time how long it would take from start to finish. With his daughter's assistance, we got all of her information input onto one of the sites we found.

The results:

From the moment that his daughter started to type out her details until the moment we got back a listing of 11 auto insurance quotes, it took exactly11 minutes and 37 seconds. Not only that, but my friend's daughter found an incredibly better deal on her insurance. Not only will she be saving almost $60 per month in insurance premiums, she's actually getting more coverage than she had been with her previous policy (she qualified for a couple of "safe driver" discounts that her insurance company didn't offer).

Needless to say, my friend (and his daughter) were thrilled by the results of our experiment. Not only did we find teen auto insurance rates that were cheaper (and saving just over $700 yearly), but we did it in under fifteen minutes time. Teenage drivers should fully embrace the options to save money that living in this highly technical time has given them.